Terms of Service

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Last Updated: May 1, 2025

Welcome to UW Saver ("we", "our", "us"). By accessing or using our website www.UWSaver.com (the “Site”) and our related services, you agree to comply with and be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, please do not use our Site or services.

1. About UW Saver

UW Saver is a free-to-use comparison platform that helps you explore, compare, and switch providers across a range of household and utility services, including:

• Gas and electricity

• Broadband and mobile

• Home insurance

• Boiler cover and home care services

Our aim is to show you deals that will help you save and get more for your money, while supporting a more sustainable and cost-efficient lifestyle.

2. Eligibility

To use UW Saver, you must:

• Be at least 18 years of age

• Be legally capable of entering into binding contracts

• Be a resident of the United Kingdom or another supported region

3. Account Registration

Certain features may require you to create an account. When you do:

• You must provide accurate, current, and complete information

• You are responsible for maintaining the confidentiality of your login details

• You agree to notify us immediately of any unauthorised use of your account

We reserve the right to suspend or terminate your access if we suspect any misuse or violation of these Terms.

4. Our Services

UW Saver provides tools, comparisons, and content to help you:

• View and switch tariffs or services for utilities (gas, electricity, broadband, mobile)

• Compare home-related services (home insurance, boiler cover, home care plans)

• Connect with trusted third-party providers

• Make more informed financial decisions using general, unbiased information

We do not own or operate any utility or insurance company listed on our platform.

4A. Important Regulatory Disclaimer

UW Saver is not authorised or regulated by the Financial Conduct Authority (FCA).

We do not provide personal financial advice, insurance advice, or recommendations tailored to your individual needs.

All content, tools, and communications are for general informational purposes only. You must make your own decisions and are strongly encouraged to seek independent professional advice from FCA-authorised providers before purchasing or switching any financial or insurance product.

5. Third-Party Services

UW Saver may link to or integrate with third-party service providers. When you engage with these services:

• You are subject to the provider's own terms and privacy policies

• UW Saver is not responsible for their content, pricing, or customer service

• We do not guarantee the availability, accuracy, or quality of any third-party service

Your use of any third-party service is at your own discretion and risk.

6. Commissions and How We’re Funded

UW Saver may receive a commission, referral fee, or affiliate payment when you click through to or sign up for a provider via our website. This does not affect the price you pay, and we remain committed to helping you find the best deal for your situation.

We will always aim to be transparent where commissions apply.

7. Your Responsibilities

You agree to:

• Use the Site and services lawfully

• Not misrepresent your identity or information

• Not attempt to reverse-engineer, scrape, or exploit the Site or its data

• Not disrupt or interfere with the security or functionality of the platform

Violation of these responsibilities may result in immediate suspension or termination of access.

8. Intellectual Property

All content, software, design elements, and trademarks on UW Saver are owned or licensed by us. You may not copy, reproduce, modify, or distribute any part of our website without express written consent.

9. Disclaimers

UW Saver and its services are provided “as is” and “as available”. We make no warranties, express or implied, regarding:

• The completeness or accuracy of content

• The availability or reliability of deals or services

• The suitability or performance of any third-party provider

We do not guarantee that switching providers will save you money in all cases.

10. Limitation of Liability

To the fullest extent permitted by law, UW Saver shall not be liable for:

• Any indirect or consequential damages

• Loss of profits, data, or opportunity

• Any errors or omissions in third-party content or pricing

Our total liability shall not exceed £100 for any claim related to your use of the Site or services.

11. Termination

We may suspend or permanently terminate your access to our Site or services if:

• You breach these Terms

• We suspect fraudulent or unlawful activity

• We cease operations or change our business model

You may discontinue using our services at any time.

12. Governing Law

These Terms are governed by the laws of England and Wales.

Any dispute arising from or related to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Changes to These Terms

We may revise these Terms from time to time. The latest version will always be available on this page.

If changes are material, we will attempt to notify you by email or through the Site.

By continuing to use the Site after changes are made, you agree to the updated Terms.

14. Contact Us

If you have any questions, concerns, or feedback about these Terms, please contact:

UW Saver

Email: switch@UWSaver.co.uk

Website: www.UWSaver.com